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Protect your dependants with a contractor life cover policy

…to look after your family should you die. The two main types of life cover insurance are ‘Term Cover’ and ‘Whole of Life Cover’. What is Term Cover? This type… Read more

Why ‘contractors’ and ‘freelancers’ are not the same

Contractor Professional contractors work on fixed-term contracts for end-clients (hence the term ‘contractor’). They are usually professional workers who provide specific – often technical – skills, such as IT and… Read more

How offset mortgages can offer flexibility to contractors

…enables you to lower the payments on your mortgage or overpay and reduce the term of your debt, simply by virtue of money that you hold on instant access and… Read more

Critical illness insurance for contractors

…cash-in value with this type of policy. In other words, you won’t receive a payment if you survive to the end of the policy term or decide to terminate the… Read more

Start-Up Guide :: How to become an IT contractor

…the inevitable market downturns to negotiate along the way. To help make the choice, try our article on the pros and cons of IT contracting. 2. Research the market If… Read more

Security clearance guide for IT contractors

…a job board search engine if you need any proof. Obviously, many non-cleared contractors are hired for security cleared roles, but all the evidence suggests that you shouldn’t be surprised… Read more

What is an IR35 accountant?

…the eye of contractors (and search engines) in an increasingly competitive market. Is your accountant a contractor specialist? Accountants have no power to determine whether their clients are caught by… Read more

How IT contractors can benefit by investing in a pension

…for what could be the relative short-term is a prudent move, as you won’t have burdened your investment with upfront charges and other fees. Ideally, you will find a provider… Read more

Contracting via an umbrella company – advantages and disadvantages

…company contractors. If you are caught by the IR35 rules, or on a short term contract, then an umbrella scheme could be the solution for you. Following on from our… Read more

Balance Sheet and Profit & Loss Account – What are they?

…a snapshot of what a business owes and owns in terms of assets and liabilities. It also includes details of shareholders’ equity and the amount currently invested by one or… Read more